The financial field of our lives has an unusual ability to interfere with everyone else. Money is a source of disturbance in the professional, social, family and even psychological area.
So when we talk about couple money, the difficulties in dealing with this issue seem to multiply. To ensure that you have a stable family life, it is essential that financial issues be talked about transparently and without prejudice.
Unfortunately, we value money as if it were our value or our status. Throughout my experience as a personal finance consultant, I have encountered situations where the financial life of a couple is so much lived in secret that one of them comes to be struggling with creditors without the other party knowing.
It is not uncommon to have someone who asks for help to renegotiate credit cards, but wants to do it without the spouse knowing, since he has no idea of the existence of these cards.
Situations of infidelity, as a rule, start from an inability to communicate. Money (or lack thereof) is often a topic of tension and so many people prefer to bury their heads in the sand. Which does not solve anything.
Letting go of situations of financial difficulty is not a good option, because when you “collapse” the costs are much higher and it is not uncommon for you to end up in divorce or strong breaks in confidence. To ensure that the financial life is a reason for strengthening the couple, not the other way around, what I suggest is a family budget.
Even if each one uses their own bank account, it helps a lot to solidify the relationships that the topic is handled together. Moreover, what is the meaning of one being going through difficulties (liens and the like) and the other not knowing this reality?
In difficulties we can get closer to those with whom we share life. If shame in the face of difficulties speaks louder, then we end up moving away and, in many cases, a retreat without return. Do not let money be stronger than other values far more important to true happiness!